Features
What Money Melon can do
There is more here than expense tracking, so it is grouped to help you find what you came for.
Log it fast
The easier it is to log, the more likely you keep going. There are several ways in.
Scan receipts and slips
Photograph a receipt or a transfer slip and AI breaks it into line items and suggests a category for each. Check it and confirm.
Log by voice
Say what you spent and on what, and the app turns it into a transaction. No typing while you are in a hurry.
Transaction templates
Save the things you log over and over as templates. One tap creates the entry.
Built-in calculator
Do the maths while entering an amount instead of switching to another app.
Attach images
Keep a photo of the receipt or transfer confirmation with the transaction for later.
Keep money organised
Make it clear which money belongs to what.
Multiple accounts
Cash, bank accounts, e-wallets and more. Pin the ones you use most, and decide which ones count toward your total balance.
Separate books
Keep separate books for things that should not mix, like personal money and a side business.
Categories and tags
Build your own categories with icons and colours, then add tags to see totals that cut across categories.
Group transactions
Collect related entries into a folder: one trip, one project, one event.
Transfers and split transfers
Move money between your own accounts, or split one amount across several destinations at once.
Plan ahead
Know what is coming this month and what is left to spend.
Budgets by category
Set a budget per category and always see what is left, before you find out you went over.
Recurring entries
Rent, utilities, subscriptions: set them once and confirm them when they come due.
Instalments
Record a payment plan and track how many periods are paid, how many remain, and what it costs you monthly.
Pending and due dates
Unpaid entries get their own place, with a due-date calendar and reminders ahead of time.
See the real picture
Numbers that tell you how this month differs from the last one.
Expense summary
Income, expenses and balance, broken down by category and by account.
Spending calendar
A month at a glance: which days were heavy, and how many days you spent nothing at all.
Comparisons
Compare month to month, or category to category, to spot what grew when it should not have.
Totals by tag
See what everything under a tag adds up to: a trip, a project, a shared cost.
More than income and expenses
The parts that show your whole financial position, not just what moved.
Savings goals
Set how much you want to save by when, then track how close you are.
Gold savings
Record the gold you hold so you can compare your cost against the current market price.
Stocks and investments
Record the stocks you hold to follow their value and your gains or losses.
Loans and split bills
Track who owes you, who you owe, and split a bill with friends inside the app.
Net worth
Roll everything into one figure so you can see which way your overall position is moving.
Your data stays yours
Store it, move it, and make the app look the way you want.
Backup and restore
Back your data up and restore it when you switch devices or reinstall, with no starting over.
Export to PDF and CSV
Transaction reports, per-account statements, annual summaries and debt reports, ready to use elsewhere.
Multiple currencies
Hold accounts in different currencies together, converted using automatically updated exchange rates.
Hide balances
Hide your balances in a tap whenever you would rather not show them. What you log stays on your device.
Notes
Keep money-related reminders in the same app instead of a separate notes app.
Themes and app icon
Light, dark, system, and several other colour schemes, plus a choice of app icons.